Saldy
Track your money by voice
Say what you spent. Saldy writes it down, and tells you if you will make it to the end of the month.
What it does
Log an expense in seconds
Say it out loud and Saldy writes it down: "spent 12 on coffee and 40 on petrol" becomes two transactions, categorised. The speech recognition runs on your iPhone, so no audio ever leaves it.
See where it actually goes
Month after month, by category and by shop. Pick 3, 6, 12 or 24 months, tap any number to see the transactions behind it, and export the whole thing to PDF.
Know if you will make it to payday
Add your rent, your salary and your subscriptions, and Saldy projects your balance 30, 60 or 90 days out — including the exact date you would go into the red, before it happens.
Budgets that make sense
A monthly limit per category, unspent money that can roll over, and transfers between your own accounts that never count as spending.
166 currencies
Every account in its own currency, everything converted to yours with rates refreshed daily. Bring your history from another app as CSV.
Private by design
The AI that understands what you say runs entirely on your iPhone. Lock the app with Face ID, hide every figure with one tap, and export or delete all your data whenever you want.
How it looks
Real screenshots, taken from the app itself. Nothing here is a mock-up.
Swipe to see more
What's new in version 1.0.12
- Savings goals: set a target and an optional date, and Saldy tells you how much to put aside each month and whether you are on track.
- Split a transaction across several categories — perfect for the supermarket receipt. You can undo it at any time.
- Debt simulator: see how much sooner you finish paying a card or loan by paying a little extra, and compare paying off the smallest balance first with the highest interest first. Figures only, not financial advice.
- Recurring payments detected: Saldy spots charges that repeat and suggests adding them to Scheduled. You decide.
- Fixes and improvements.
The other apps
Same way of building, different subject.
