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Saldy

Track your money by voice

Say what you spent. Saldy writes it down, and tells you if you will make it to the end of the month.

On the App StoreAvailable for iPhone · iPad

What it does

Log an expense in seconds

Say it out loud and Saldy writes it down: "spent 12 on coffee and 40 on petrol" becomes two transactions, categorised. The speech recognition runs on your iPhone, so no audio ever leaves it.

See where it actually goes

Month after month, by category and by shop. Pick 3, 6, 12 or 24 months, tap any number to see the transactions behind it, and export the whole thing to PDF.

Know if you will make it to payday

Add your rent, your salary and your subscriptions, and Saldy projects your balance 30, 60 or 90 days out — including the exact date you would go into the red, before it happens.

Budgets that make sense

A monthly limit per category, unspent money that can roll over, and transfers between your own accounts that never count as spending.

166 currencies

Every account in its own currency, everything converted to yours with rates refreshed daily. Bring your history from another app as CSV.

Private by design

The AI that understands what you say runs entirely on your iPhone. Lock the app with Face ID, hide every figure with one tap, and export or delete all your data whenever you want.

How it looks

Real screenshots, taken from the app itself. Nothing here is a mock-up.

Home: net worth, this month, and add by voice
Home: net worth, this month, and add by voice
Reports: income and expenses, month after month
Reports: income and expenses, month after month
Forecast: your balance 30, 60 or 90 days out
Forecast: your balance 30, 60 or 90 days out
Transactions, categorised and searchable
Transactions, categorised and searchable
Budgets: a limit per category at a glance
Budgets: a limit per category at a glance

Swipe to see more

The other apps

Same way of building, different subject.